Lumbrezer Malone & Smith Agcy

Tips for Finding an Agent

• Check for advanced agent licenses like CLU or ChFC
• If the agent is too busy to sit down with you, find a different agent
• Ask the agent if they are captive or independent
• Captive agents can only price your coverage with one company
• Follow your instincts regarding the integrity of the agent

Insurance Buying Tip

Ohio insurance rates, are constantly changing so you need to price shop your policy every year or so to make sure the rates you are paying are still a good deal.

Call Lumbrezer Malone & Smith Agcy at (419) 243-9303 or visit them in Toledo for insurance options.

Frequently Asked Questions

• How can I find an agent in Toledo?
• Why do I need liability insurance?
• Can I drive on a suspended license in Ohio?
• Is Allstate cheaper than State Farm?
• How can I find cheaper car insurance for my teenager?