Ltc & Di Advisors

Tips for Finding an Agent

• Check for advanced agent licenses like CLU or ChFC
• If the agent is too busy to sit down with you, find a different agent
• Independent agents can provide quotes from multiple companies
• Captive agents only work for one company
• Ask for their license number and if they balk, find a new agent

Insurance Buying Tip

When shopping for car insurance in Oakland, talk to your agent about increasing the comprehensive and collision deductibles to save on premiums Car insurance costs less when you agree to pay slightly more at claim time.

Call Ltc & Di Advisors at (201) 337-7464 or talk to them in Oakland to get an insurance review.

Frequently Asked Questions

• How can I find an agent in Oakland?
• Why do I need liability insurance?
• What are minimum liability requirements in New Jersey?
• Should I carry full coverage?
• What is the difference between comprehensive and collision coverage?