Larry James State Farm

Tips for Finding an Agent

• Ask friends and family for referrals
• If the agent is too busy to sit down with you, find a different agent
• Independent insurance agents are not tied to one company
• Captive agents are limited to a single company's rates
• Ask for their license number and if they balk, find a new agent

Insurance Buying Tip

If at all possible, never allow your home or auto policies to expire. It may be quite difficult to renew your policy and the rates could be significantly higher than before.

Call Larry James State Farm at (256) 775-6288 or visit them in Cullman to get an insurance review.

Frequently Asked Questions

• How can I find an agent in Cullman?
• If I file a claim will my rates go up?
• How can I file an insurance company complaint?
• What are car insurance deductibles?
• What is the difference between comprehensive and collision coverage?