Larry D Hamm

Tips for Finding an Agent

• Ask friends and family for referrals
• If the agent is too busy to sit down with you, find a different agent
• Independent insurance agents are not tied to one company
• Captive agents are limited to a single company's rates
• Ask for their license number and if they balk, find a new agent

Insurance Buying Tip

If at all possible, never allow your home or auto policies to expire. It may be quite difficult to get insurance again in Illinois and insurance rates could be significantly higher than before.

Call Larry D Hamm at (217) 875-5959 or visit them in Decatur to get an insurance review.

Frequently Asked Questions

• How can I find an agent in Decatur?
• If I file a claim will my rates go up?
• How can I file an insurance company complaint?
• What are car insurance deductibles?
• What is the difference between comprehensive and collision coverage?