LTC Risk Management

Tips for Finding an Agent

• Check for advanced agent licenses like CLU or ChFC
• If the agent is too busy to sit down with you, find a different agent
• Independent agents can provide quotes from multiple companies
• Captive agents only work for one company
• Follow your instincts regarding the integrity of the agent

Insurance Buying Tip

When shopping for car insurance in Cleveland, talk to your agent about increasing your physical damage deductibles to lower your rates Auto insurance is more affordable when you agree to pay slightly more at claim time. Call LTC Risk Management at (440) 250-0298 or talk to them in Cleveland for an insurance review.

Frequently Asked Questions

• How can I find an agent in Cleveland?
• Why do I need liability insurance?
• What are minimum liability requirements in Ohio?
• Should I carry full coverage?
• How can I find cheaper car insurance for my teenager?