Kulik Insurance

Tips for Finding an Agent

• Check for advanced agent licenses like CLU or ChFC
• If the agent is too busy to sit down with you, find a different agent
• Independent agents generally work with more companies than captive agents
• Captive agents can only price your coverage with one company
• Agents with more experience are better at spotting coverage gaps

Insurance Buying Tip

Thing about combining your home and auto coverage together to get bigger savings. Most insurance providers that sell insurance in Cadillac give discounts if you bundle your coverages. Call Kulik Insurance at (231) 775-0126 or go to their location in Cadillac for insurance options.

Frequently Asked Questions

• How can I find an agent in Cadillac?
• Why do I need liability insurance?
• Can I drive on a suspended license in Michigan?
• What should my deductibles be?
• What is an SR-22 requirement?