Kaltenecker Insurance Agency

Tips for Finding an Agent

• Ask friends and family for referrals
• If the agent is too busy to sit down with you, find a different agent
• Independent agents can provide quotes from multiple companies
• Captive agents can only price your coverage with one company
• Check to see how long the agent has been in business

Insurance Buying Tip

The next time your car insurance renews, talk to your agent about increasing your comprehensive and collision deductibles to reduce your premiums Car insurance costs less if you are willing to pay a little more out-of-pocket at claim time.

Call Kaltenecker Insurance Agency at (304) 766-7890 or talk to them in Charleston for more information.

Frequently Asked Questions

• How can I find an agent in Charleston?
• If I file a claim will my rates go up?
• Can I drive on a suspended license in West Virginia?
• Should I carry full coverage?
• Why are premiums so high after a bankruptcy?