Juliam Insurance

Tips for Finding an Agent

• Check for advanced agent licenses like CLU or ChFC
• If the agent is too busy to sit down with you, find a different agent
• Independent agents generally work with more companies than captive agents
• Captive agents can only price your coverage with one company
• Check to see how long the agent has been in business

Insurance Buying Tip

Thing about combining your home and auto coverage together for additional discounts. Most companies in Califon give a discount up to 25% if you bundle your coverages. Call Juliam Insurance at (908) 832-9032 or go to their location in Califon for more information.

Frequently Asked Questions

• How can I find an agent in Califon?
• Why do I need liability insurance?
• Can I drive on a suspended license in New Jersey?
• What should my deductibles be?
• Why are premiums so high after a bankruptcy?