John Haivala Insurance

Tips for Finding an Agent

• Do not rely on yellow page ads
• If the agent is too busy to sit down with you, find a different agent
• Independent insurance agents are not tied to one company
• Captive agents can only price your coverage with one company
• Ask for their license number and if they balk, find a new agent

Insurance Buying Tip

Never allow your home or auto policies to expire. It may be impossible to get insurance again in South Dakota and the price you pay may be substantially higher than before.

Call John Haivala Insurance at (605) 642-8352 or visit them in Spearfish to get an insurance review.

Frequently Asked Questions

• How can I find an agent in Spearfish?
• Should I raise my deductibles?
• Can I drive on a suspended license in South Dakota?
• What are car insurance deductibles?
• What is the difference between comprehensive and collision coverage?