Joel Nelson

Tips for Finding an Agent

• Do not rely on yellow page ads
• If the agent is too busy to sit down with you, find a different agent
• Independent agents generally work with more companies than captive agents
• Captive agents only work for one company
• Ask for their license number and if they balk, find a new agent

Insurance Buying Tip

Consider packaging your home and auto coverage together to get a multi-policy discount. The majority of insurance companies that offer coverage in Hawaii, and more specifically Kailua Kona, give a discount up to 25% when you combine your policies with the same company. Call Joel Nelson at (808) 329-9692 or go to their location in Kailua Kona to get an insurance review.

Frequently Asked Questions

• How can I find an agent in Kailua Kona?
• Should I raise my deductibles?
• What are minimum liability requirements in Hawaii?
• What should my deductibles be?
• What is the difference between comprehensive and collision coverage?