Joe Palicka

Tips for Finding an Agent

• Do not rely on yellow page ads
• If the agent is too busy to sit down with you, find a different agent
• Independent agents can provide quotes from multiple companies
• Captive agents only work for one company
• Follow your instincts regarding the integrity of the agent

Insurance Buying Tip

When shopping for car insurance in Ramsey, talk to your agent about increasing your physical damage deductibles to save money Auto insurance is cheaper when you agree to pay slightly more at claim time. Call Joe Palicka at (763) 441-2708 or talk to them in Ramsey for an insurance review.

Frequently Asked Questions

• How can I find an agent in Ramsey?
• Should I raise my deductibles?
• What are minimum liability requirements in Minnesota?
• Should I carry full coverage?
• How can I find cheaper car insurance for my teenager?