Joe Lobue Clu Insurance Service

Tips for Finding an Agent

• Do not rely on yellow page ads
• If the agent is too busy to sit down with you, find a different agent
• Independent agents can provide quotes from multiple companies
• Captive agents only work for one company
• Agents with more experience are better at spotting coverage gaps

Insurance Buying Tip

When shopping for car insurance in Hammond, talk to your agent about increasing the deductibles on physical damage coverage to reduce your premiums Car insurance costs less if you plan to pay slightly more at claim time.

Call Joe Lobue Clu Insurance Service at (985) 542-1847 or talk to them in Hammond for insurance options.

Frequently Asked Questions

• How can I find an agent in Hammond?
• Should I raise my deductibles?
• What are minimum liability requirements in Louisiana?
• Should I carry full coverage?
• What is an SR-22 requirement?