Joe Cernich

Tips for Finding an Agent

• Do not rely on yellow page ads
• If the agent is too busy to sit down with you, find a different agent
• Independent agents can provide quotes from multiple companies
• Captive agents only work for one company
• Check to see how long the agent has been in business

Insurance Buying Tip

When shopping for car insurance in Fenton, talk to your agent about increasing your comprehensive and collision deductibles to save money Auto insurance is more affordable when you choose to pay slightly more at claim time. Call Joe Cernich at (636) 861-3566 or talk to them in Fenton for more information.

Frequently Asked Questions

• How can I find an agent in Fenton?
• Should I raise my deductibles?
• What are minimum liability requirements in Missouri?
• Should I carry full coverage?
• Why are premiums so high after a bankruptcy?