Joe Black Agency Inc

Tips for Finding an Agent

• Do not rely on yellow page ads
• If the agent is too busy to sit down with you, find a different agent
• Independent agents can provide quotes from multiple companies
• Captive agents only work for one company
• Check to see how long the agent has been in business

Insurance Buying Tip

When shopping for car insurance in Salem, talk to your agent about increasing your comprehensive and collision deductibles to lower your rates Car insurance costs less if you are willing to pay slightly more at claim time. Call Joe Black Agency Inc at (618) 548-3073 or talk to them in Salem for more information.

Frequently Asked Questions

• How can I find an agent in Salem?
• Should I raise my deductibles?
• What are minimum liability requirements in Illinois?
• Should I carry full coverage?
• Why are premiums so high after a bankruptcy?