Jim Thomas Insurance Service

Tips for Finding an Agent

• Make sure they specialize in the coverage you need
• If the agent is too busy to sit down with you, find a different agent
• Independent agents can provide quotes from multiple companies
• Captive agents can only price your coverage with one company
• Ask for their license number and if they balk, find a new agent

Insurance Buying Tip

The next time your car insurance renews, talk to your agent about increasing the comprehensive and collision deductibles to lower your rates Auto insurance is more affordable when you agree to pay a little more out-of-pocket at claim time. Call Jim Thomas Insurance Service at (805) 773-1710 or talk to them in Pismo Beach to get an insurance review.

Frequently Asked Questions

• How can I find an agent in Pismo Beach?
• Should I buy home and auto insurance from the same company?
• Can I drive on a suspended license in California?
• Should I carry full coverage?
• What is the difference between comprehensive and collision coverage?