Jim Smelcher Insurance

Tips for Finding an Agent

• Make sure they specialize in the coverage you need
• If the agent is too busy to sit down with you, find a different agent
• Independent agents can provide quotes from multiple companies
• Captive agents can only price your coverage with one company
• Follow your instincts regarding the integrity of the agent

Insurance Buying Tip

The next time your car insurance renews, talk to your agent about increasing your physical damage deductibles to lower your rates Car insurance costs less when you agree to pay a little more out-of-pocket at claim time. Call Jim Smelcher Insurance at (865) 691-6749 or talk to them in Knoxville for an insurance review.

Frequently Asked Questions

• How can I find an agent in Knoxville?
• Should I buy home and auto insurance from the same company?
• Can I drive on a suspended license in Tennessee?
• Should I carry full coverage?
• How can I find cheaper car insurance for my teenager?