J F Hayes Insurance & Fncl Service

Tips for Finding an Agent

• Make sure they inform you of discounts
• If the agent is too busy to sit down with you, find a different agent
• Independent agents can provide quotes from multiple companies
• Captive agents only work for one company
• Agents with more experience are better at spotting coverage gaps

Insurance Buying Tip

When shopping for car insurance in South Portland, talk to your agent about increasing the deductibles on physical damage coverage to save money Car insurance rates are lower if you are willing to pay slightly more at claim time. Call J F Hayes Insurance & Fncl Service at (207) 799-9533 or talk to them in South Portland for insurance options.

Frequently Asked Questions

• How can I find an agent in South Portland?
• Why do I need an insurance agent?
• What are minimum liability requirements in Maine?
• Should I carry full coverage?
• What is an SR-22 requirement?