J C Spencer Inc

Tips for Finding an Agent

• Make sure they inform you of discounts
• If the agent is too busy to sit down with you, find a different agent
• Independent agents can provide quotes from multiple companies
• Captive agents only work for one company
• Follow your instincts regarding the integrity of the agent

Insurance Buying Tip

When shopping for car insurance in Morrill, talk to your agent about increasing your physical damage deductibles to reduce your premiums Car insurance costs less when you choose to pay slightly more at claim time.

Call J C Spencer Inc at (308) 247-2291 or talk to them in Morrill for an insurance review.

Frequently Asked Questions

• How can I find an agent in Morrill?
• Why do I need an insurance agent?
• What are minimum liability requirements in Nebraska?
• Should I carry full coverage?
• How can I find cheaper car insurance for my teenager?