Indiana Surplus & Specialty

Tips for Finding an Agent

• Do not rely on yellow page ads
• If the agent is too busy to sit down with you, find a different agent
• Independent agents generally work with more companies than captive agents
• Captive agents only work for one company
• Check to see how long the agent has been in business

Insurance Buying Tip

Consider packaging your home and auto coverage together for additional discounts. The majority of insurance companies that offer coverage in Indiana, and more specifically Muncie, provide major savings when you combine your policies with the same company. Call Indiana Surplus & Specialty at (765) 287-6930 or go to their location in Muncie for more information.

Frequently Asked Questions

• How can I find an agent in Muncie?
• Should I raise my deductibles?
• What are minimum liability requirements in Indiana?
• What should my deductibles be?
• Why are premiums so high after a bankruptcy?