Hughson & Benson Assoc

Tips for Finding an Agent

• Check for advanced agent licenses like CLU or ChFC
• If the agent is too busy to sit down with you, find a different agent
• Independent agents generally work with more companies than captive agents
• Captive agents only work for one company
• Follow your instincts regarding the integrity of the agent

Insurance Buying Tip

Consider packaging your home and auto coverage together to save more money. The majority of insurance companies that offer insurance in New York provide major savings when you combine your policies with the same company. Call Hughson & Benson Assoc at (607) 432-6900 or go to their location in Oneonta for an insurance review.

Frequently Asked Questions

• How can I find an agent in Oneonta?
• Why do I need liability insurance?
• What are minimum liability requirements in New York?
• What should my deductibles be?
• How can I find cheaper car insurance for my teenager?