Horner Insurance Service

Tips for Finding an Agent

• Do not rely on yellow page ads
• If the agent is too busy to sit down with you, find a different agent
• Independent insurance agents are not tied to one company
• Captive agents are limited to a single company's rates
• Check to see how long the agent has been in business

Insurance Buying Tip

If at all possible, never allow your home or auto policies to expire. You will find it difficult to get new coverage and the price you pay may be significantly higher than before. Call Horner Insurance Service at (901) 684-4570 or visit them in Memphis for more information.

Frequently Asked Questions

• How can I find an agent in Memphis?
• Should I raise my deductibles?
• How can I file an insurance company complaint?
• What are car insurance deductibles?
• Why are premiums so high after a bankruptcy?