Horizon Insurance Service

Tips for Finding an Agent

• Do not rely on yellow page ads
• If the agent is too busy to sit down with you, find a different agent
• Independent agents generally work with more companies than captive agents
• Captive agents are limited to a single company's rates
• Ask for their license number and if they balk, find a new agent

Insurance Buying Tip

Consider combining your home and auto coverage together to get a multi-policy discount. The majority of insurance companies that offer insurance in Virginia provide major savings if you combine policies with one company.

Call Horizon Insurance Service at (804) 364-2630 or go to their location in Richmond to get an insurance review.

Frequently Asked Questions

• How can I find an agent in Richmond?
• Should I raise my deductibles?
• How can I file an insurance company complaint?
• What should my deductibles be?
• What is the difference between comprehensive and collision coverage?