Hometown Insurance Service

Tips for Finding an Agent

• Do not rely on yellow page ads
• If the agent is too busy to sit down with you, find a different agent
• Ask the agent if they are captive or independent
• Captive agents can only price your coverage with one company
• Ask for their license number and if they balk, find a new agent

Insurance Buying Tip

Minnesota insurance rates, are constantly changing and it's a good habit to compare rates every year or so to help guarantee the rates you are paying are still a good deal.

Call Hometown Insurance Service at (320) 256-5130 or talk to them in Melrose for insurance options.

Frequently Asked Questions

• How can I find an agent in Melrose?
• Should I raise my deductibles?
• Can I drive on a suspended license in Minnesota?
• Is Allstate cheaper than State Farm?
• What is the difference between comprehensive and collision coverage?