Heritage Insurance Service

Tips for Finding an Agent

• Ask coworkers for recommendations
• If the agent is too busy to sit down with you, find a different agent
• Independent agents generally work with more companies than captive agents
• Captive agents are limited to a single company's rates
• Ask for their license number and if they balk, find a new agent

Insurance Buying Tip

Consider combining your home and auto coverage together to get a multi-policy discount. Many insurance companies that offer coverage in Ohio, and more specifically Coldwater, may give you savings of up to 20% or more if you combine policies with one company.

Call Heritage Insurance Service at (419) 678-1500 or go to their location in Coldwater to get an insurance review.

Frequently Asked Questions

• How can I find an agent in Coldwater?
• Does car insurance cost less if I get married?
• How can I file an insurance company complaint?
• What should my deductibles be?
• What is the difference between comprehensive and collision coverage?