Heinsz-Schaefer-Garwitz Ins

Tips for Finding an Agent

• Ask coworkers for recommendations
• If the agent is too busy to sit down with you, find a different agent
• Independent insurance agents are not tied to one company
• Captive agents can only price your coverage with one company
• Follow your instincts regarding the integrity of the agent

Insurance Buying Tip

Never allow your home or auto policies to expire without new coverage in place. It may be quite difficult to get new coverage and policy premiums may be substantially higher than before.

Call Heinsz-Schaefer-Garwitz Ins at (636) 946-2266 or visit them in St Charles for an insurance review.

Frequently Asked Questions

• How can I find an agent in St Charles?
• Does car insurance cost less if I get married?
• Can I drive on a suspended license in Missouri?
• What are car insurance deductibles?
• How can I find cheaper car insurance for my teenager?