Harwood & Garrett Inc

Tips for Finding an Agent

• Ask friends and family for referrals
• If the agent is too busy to sit down with you, find a different agent
• Independent agents can provide quotes from multiple companies
• Captive agents are limited to a single company's rates
• Follow your instincts regarding the integrity of the agent

Insurance Buying Tip

To save money on car insurance, talk to your agent about increasing your physical damage deductibles to reduce your premiums Car insurance costs less if you plan to pay a higher deductible at claim time.

Call Harwood & Garrett Inc at (757) 591-9623 or talk to them in Newport News for an insurance review.

Frequently Asked Questions

• How can I find an agent in Newport News?
• If I file a claim will my rates go up?
• How can I file an insurance company complaint?
• Should I carry full coverage?
• How can I find cheaper car insurance for my teenager?