Hartman Insurance

Tips for Finding an Agent

• Ask friends and family for referrals
• If the agent is too busy to sit down with you, find a different agent
• Independent agents can provide quotes from multiple companies
• Captive agents are limited to a single company's rates
• Agents with more experience are better at spotting coverage gaps

Insurance Buying Tip

To save money on car insurance, talk to your agent about increasing the deductibles on physical damage coverage to save money Auto insurance is more affordable if you plan to pay a higher deductible at claim time. Call Hartman Insurance at (410) 641-7327 or talk to them in Berlin for insurance options.

Frequently Asked Questions

• How can I find an agent in Berlin?
• If I file a claim will my rates go up?
• How can I file an insurance company complaint?
• Should I carry full coverage?
• What is an SR-22 requirement?