Harrick K Lum Insurance

Tips for Finding an Agent

• Ask friends and family for referrals
• If the agent is too busy to sit down with you, find a different agent
• Independent insurance agents are not tied to one company
• Captive agents are limited to a single company's rates
• Agents with more experience are better at spotting coverage gaps

Insurance Buying Tip

If at all possible, never allow your home or auto policies to lapse. You may find it very hard to renew your policy and insurance rates could be significantly higher than before. Call Harrick K Lum Insurance at (510) 533-3355 or visit them in Oakland for insurance options.

Frequently Asked Questions

• How can I find an agent in Oakland?
• If I file a claim will my rates go up?
• How can I file an insurance company complaint?
• What are car insurance deductibles?
• What is an SR-22 requirement?