Harold Oom Agency

Tips for Finding an Agent

• Ask friends and family for referrals
• If the agent is too busy to sit down with you, find a different agent
• Independent insurance agents are not tied to one company
• Captive agents are limited to a single company's rates
• Agents with more experience are better at spotting coverage gaps

Insurance Buying Tip

If at all possible, never allow your home or auto policies to lapse. You may find it very hard to get new coverage and policy premiums may be significantly higher than before. Call Harold Oom Agency at (231) 347-9660 or visit them in Petoskey for insurance options.

Frequently Asked Questions

• How can I find an agent in Petoskey?
• If I file a claim will my rates go up?
• How can I file an insurance company complaint?
• What are car insurance deductibles?
• What is an SR-22 requirement?