Harman Agency

Tips for Finding an Agent

• Ask friends and family for referrals
• If the agent is too busy to sit down with you, find a different agent
• Independent agents generally work with more companies than captive agents
• Captive agents are limited to a single company's rates
• Check to see how long the agent has been in business

Insurance Buying Tip

Consider combining your home and auto coverage together for additional discounts. The majority of insurance companies in Cottonwood may give you savings of up to 20% or more if you combine policies with one company.

Call Harman Agency at (208) 962-3221 or go to their location in Cottonwood for more information.

Frequently Asked Questions

• How can I find an agent in Cottonwood?
• If I file a claim will my rates go up?
• How can I file an insurance company complaint?
• What should my deductibles be?
• Why are premiums so high after a bankruptcy?