Hammer Insurance

Tips for Finding an Agent

• Ask friends and family for referrals
• If the agent is too busy to sit down with you, find a different agent
• Independent agents generally work with more companies than captive agents
• Captive agents can only price your coverage with one company
• Check to see how long the agent has been in business

Insurance Buying Tip

Thing about combining your home and auto coverage together for additional discounts. The majority of insurance companies in Berlin give a discount up to 25% if you bundle your coverages. Call Hammer Insurance at (410) 629-1662 or go to their location in Berlin for more information.

Frequently Asked Questions

• How can I find an agent in Berlin?
• If I file a claim will my rates go up?
• Can I drive on a suspended license in Maryland?
• What should my deductibles be?
• Why are premiums so high after a bankruptcy?