HMSA

Tips for Finding an Agent

• Do not rely on yellow page ads
• If the agent is too busy to sit down with you, find a different agent
• Ask the agent if they are captive or independent
• Captive agents are limited to a single company's rates
• Ask for their license number and if they balk, find a new agent

Insurance Buying Tip

Hawaii car insurance rates, are constantly changing and it's a good habit to comparison shop rates every year or so in order to ensure your rates remain a good deal.

Call HMSA at (808) 871-6295 or talk to them in Kahului for an insurance review.

Frequently Asked Questions

• How can I find an agent in Kahului?
• Should I raise my deductibles?
• How can I file an insurance company complaint?
• Is Allstate cheaper than State Farm?
• What is the difference between comprehensive and collision coverage?