HGM Agency

Tips for Finding an Agent

• Check license status with your state insurance regulator
• If the agent is too busy to sit down with you, find a different agent
• Independent agents can provide quotes from multiple companies
• Captive agents can only price your coverage with one company
• Check to see how long the agent has been in business

Insurance Buying Tip

The next time your car insurance renews, talk to your agent about increasing your comprehensive and collision deductibles to save money Car insurance costs less when you choose to pay a little more out-of-pocket at claim time. Call HGM Agency at (631) 277-1304 or talk to them in Islip for more information.

Frequently Asked Questions

• How can I find an agent in Islip?
• Should I buy online or from an agent?
• Can I drive on a suspended license in New York?
• Should I carry full coverage?
• Why are premiums so high after a bankruptcy?