H & R Insurance

Tips for Finding an Agent

• Make sure they inform you of discounts
• If the agent is too busy to sit down with you, find a different agent
• Independent agents can provide quotes from multiple companies
• Captive insurance agents cannot quote more than one company
• Follow your instincts regarding the integrity of the agent

Insurance Buying Tip

At your next auto insurance renewal, talk to your agent about increasing your physical damage deductibles to save on premiums Auto insurance is cheaper when you choose to pay a little more before insurance kicks in at claim time.

Call H & R Insurance at (704) 636-6411 or talk to them in Salisbury for an insurance review.

Frequently Asked Questions

• How can I find an agent in Salisbury?
• Why do I need an insurance agent?
• Who has the cheapest car insurance in North Carolina?
• Should I carry full coverage?
• How can I find cheaper car insurance for my teenager?