Guardian

Tips for Finding an Agent

• Check for advanced agent licenses like CLU or ChFC
• If the agent is too busy to sit down with you, find a different agent
• Independent insurance agents are not tied to one company
• Captive agents only work for one company
• Check to see how long the agent has been in business

Insurance Buying Tip

Under no circumstances allow your home or auto policies to expire. It may be impossible to get insurance again in California and policy premiums may be considerably more than before. Call Guardian at (949) 347-7330 or visit them in Laguna Niguel for more information.

Frequently Asked Questions

• How can I find an agent in Laguna Niguel?
• Why do I need liability insurance?
• What are minimum liability requirements in California?
• What are car insurance deductibles?
• Why are premiums so high after a bankruptcy?