Gem America Insurance

Tips for Finding an Agent

• Ask coworkers for recommendations
• If the agent is too busy to sit down with you, find a different agent
• Independent agents can provide quotes from multiple companies
• Captive agents can only price your coverage with one company
• Check to see how long the agent has been in business

Insurance Buying Tip

The next time your car insurance renews, talk to your agent about increasing your comprehensive and collision deductibles to lower your rates Car insurance costs less when you choose to pay a little more out-of-pocket at claim time. Call Gem America Insurance at (937) 435-9000 or talk to them in Dayton for more information.

Frequently Asked Questions

• How can I find an agent in Dayton?
• Does car insurance cost less if I get married?
• Can I drive on a suspended license in Ohio?
• Should I carry full coverage?
• Why are premiums so high after a bankruptcy?