Gary Harkins

Tips for Finding an Agent

• Ask friends and family for referrals
• If the agent is too busy to sit down with you, find a different agent
• Independent agents can provide quotes from multiple companies
• Captive agents are limited to a single company's rates
• Ask for their license number and if they balk, find a new agent

Insurance Buying Tip

To save money on car insurance, talk to your agent about increasing the comprehensive and collision deductibles to lower your rates Car insurance costs less when you choose to pay a higher deductible at claim time. Call Gary Harkins at (325) 728-2885 or talk to them in Colorado City to get an insurance review.

Frequently Asked Questions

• How can I find an agent in Colorado City?
• If I file a claim will my rates go up?
• How can I file an insurance company complaint?
• Should I carry full coverage?
• What is the difference between comprehensive and collision coverage?