Gaines & Critzer LTD

Tips for Finding an Agent

• Ask friends and family for referrals
• If the agent is too busy to sit down with you, find a different agent
• Independent insurance agents are not tied to one company
• Captive agents can only price your coverage with one company
• Check to see how long the agent has been in business

Insurance Buying Tip

Never allow your home or auto policies to expire. You will find it difficult to get new coverage and insurance rates could be substantially higher than before. Call Gaines & Critzer LTD at (804) 330-8181 or visit them in Richmond for more information.

Frequently Asked Questions

• How can I find an agent in Richmond?
• If I file a claim will my rates go up?
• Can I drive on a suspended license in Virginia?
• What are car insurance deductibles?
• Why are premiums so high after a bankruptcy?