Gail Cleveland Risk Management

Tips for Finding an Agent

• Ask friends and family for referrals
• If the agent is too busy to sit down with you, find a different agent
• Independent agents generally work with more companies than captive agents
• Captive agents can only price your coverage with one company
• Ask for their license number and if they balk, find a new agent

Insurance Buying Tip

Thing about combining your home and auto coverage together to get a multi-policy discount. Many insurance companies that sell insurance in Denville may give you savings of up to 20% or more if you bundle your coverages. Call Gail Cleveland Risk Management at (973) 586-3890 or go to their location in Denville to get an insurance review.

Frequently Asked Questions

• How can I find an agent in Denville?
• If I file a claim will my rates go up?
• Can I drive on a suspended license in New Jersey?
• What should my deductibles be?
• What is the difference between comprehensive and collision coverage?