Fabian Espina Agency

Tips for Finding an Agent

• Ask friends and family for referrals
• If the agent is too busy to sit down with you, find a different agent
• Independent agents generally work with more companies than captive agents
• Captive agents only work for one company
• Check to see how long the agent has been in business

Insurance Buying Tip

Consider packaging your home and auto coverage together for additional discounts. The majority of insurance companies in Los Angeles may give you savings of up to 20% or more when you combine your policies with the same company. Call Fabian Espina Agency at (323) 733-7188 or go to their location in Los Angeles for more information.

Frequently Asked Questions

• How can I find an agent in Los Angeles?
• If I file a claim will my rates go up?
• What are minimum liability requirements in California?
• What should my deductibles be?
• Why are premiums so high after a bankruptcy?