F & M Insurance

Tips for Finding an Agent

• Make sure they inform you of discounts
• If the agent is too busy to sit down with you, find a different agent
• Independent agents can provide quotes from multiple companies
• Captive insurance agents cannot quote more than one company
• Agents with more experience are better at spotting coverage gaps

Insurance Buying Tip

At your next auto insurance renewal, talk to your agent about increasing the deductibles on physical damage coverage to save on premiums Auto insurance is cheaper when you choose to pay a little more before insurance kicks in at claim time.

Call F & M Insurance at (507) 249-3102 or talk to them in Morgan for insurance options.

Frequently Asked Questions

• How can I find an agent in Morgan?
• Why do I need an insurance agent?
• Who has the cheapest car insurance in Minnesota?
• Should I carry full coverage?
• What is an SR-22 requirement?