Essential Credentials

Tips for Finding an Agent

• Check for advanced agent licenses like CLU or ChFC
• If the agent is too busy to sit down with you, find a different agent
• Ask the agent if they are captive or independent
• Captive agents are limited to a single company's rates
• Follow your instincts regarding the integrity of the agent

Insurance Buying Tip

New Jersey car insurance rates, are constantly changing so you need to comparison shop rates at least once a year to make sure your rates remain a good deal. Call Essential Credentials at (732) 914-1039 or visit them in Toms River for an insurance review.

Frequently Asked Questions

• How can I find an agent in Toms River?
• Why do I need liability insurance?
• How can I file an insurance company complaint?
• Is Allstate cheaper than State Farm?
• How can I find cheaper car insurance for my teenager?