Emil A Kratzer Co

Tips for Finding an Agent

• Do not rely on yellow page ads
• If the agent is too busy to sit down with you, find a different agent
• Independent agents generally work with more companies than captive agents
• Captive agents can only price your coverage with one company
• Ask for their license number and if they balk, find a new agent

Insurance Buying Tip

Thing about combining your home and auto coverage together to get a multi-policy discount. Many insurance companies in Buffalo give a discount up to 25% if you bundle your coverages. Call Emil A Kratzer Co at (716) 632-1430 or go to their location in Buffalo to get an insurance review.

Frequently Asked Questions

• How can I find an agent in Buffalo?
• Should I raise my deductibles?
• Can I drive on a suspended license in New York?
• What should my deductibles be?
• What is the difference between comprehensive and collision coverage?