E A Payne

Tips for Finding an Agent

• Make sure they inform you of discounts
• If the agent is too busy to sit down with you, find a different agent
• Independent agents can provide quotes from multiple companies
• Captive agents only work for one company
• Follow your instincts regarding the integrity of the agent

Insurance Buying Tip

When shopping for car insurance in Lynchburg, talk to your agent about increasing your physical damage deductibles to save money Car insurance rates are lower when you choose to pay slightly more at claim time. Call E A Payne at (434) 845-5100 or talk to them in Lynchburg for an insurance review.

Frequently Asked Questions

• How can I find an agent in Lynchburg?
• Why do I need an insurance agent?
• What are minimum liability requirements in Virginia?
• Should I carry full coverage?
• How can I find cheaper car insurance for my teenager?