Donald R Hardy Agency

Tips for Finding an Agent

• Do not rely on yellow page ads
• If the agent is too busy to sit down with you, find a different agent
• Ask the agent if they are captive or independent
• Captive agents are limited to a single company's rates
• Agents with more experience are better at spotting coverage gaps

Insurance Buying Tip

California car insurance rates, are constantly changing and you should price shop your policy every year or so to help guarantee your rates remain a good deal.

Call Donald R Hardy Agency at (831) 475-4314 or go to their location in Capitola for an insurance review.

Frequently Asked Questions

• How can I find an agent in Capitola?
• Should I raise my deductibles?
• How can I file an insurance company complaint?
• Is Allstate cheaper than State Farm?
• What is an SR-22 requirement?