Daniel J Racalto Insurance

Tips for Finding an Agent

• Ask friends and family for referrals
• If the agent is too busy to sit down with you, find a different agent
• Independent agents generally work with more companies than captive agents
• Captive agents are limited to a single company's rates
• Check to see how long the agent has been in business

Insurance Buying Tip

Consider combining your home and auto coverage together for additional discounts. Most companies in Hornell give a discount up to 25% if you combine policies with one company.

Call Daniel J Racalto Insurance at (607) 281-0169 or go to their location in Hornell for more information.

Frequently Asked Questions

• How can I find an agent in Hornell?
• If I file a claim will my rates go up?
• How can I file an insurance company complaint?
• What should my deductibles be?
• Why are premiums so high after a bankruptcy?