Cowell & Smith Insurance

Tips for Finding an Agent

• Do not rely on yellow page ads
• If the agent is too busy to sit down with you, find a different agent
• Ask the agent if they are captive or independent
• Captive insurance agents cannot quote more than one company
• Agents with more experience are better at spotting coverage gaps

Insurance Buying Tip

Insurance rates in Monterey, are constantly changing and you should get comparison quotes every year or so in order to ensure your current policy premiums are a good deal.

Call Cowell & Smith Insurance at (831) 372-5800 or go to their location in Monterey to get an insurance review.

Frequently Asked Questions

• How can I find an agent in Monterey?
• Should I raise my deductibles?
• Who has the cheapest car insurance in California?
• Is Allstate cheaper than State Farm?
• What is an SR-22 requirement?