Clements Insurance Brokers

Tips for Finding an Agent

• Make sure they inform you of discounts
• If the agent is too busy to sit down with you, find a different agent
• Independent agents generally work with more companies than captive agents
• Captive agents only work for one company
• Check to see how long the agent has been in business

Insurance Buying Tip

Consider packaging your home and auto coverage together for additional discounts. The majority of insurance companies in Saratoga Springs give discounts when you combine your policies with the same company. Call Clements Insurance Brokers at (518) 584-4050 or go to their location in Saratoga Springs for more information.

Frequently Asked Questions

• How can I find an agent in Saratoga Springs?
• Why do I need an insurance agent?
• What are minimum liability requirements in New York?
• What should my deductibles be?
• Why are premiums so high after a bankruptcy?