Clem Insurance Service Inc

Tips for Finding an Agent

• Make sure they inform you of discounts
• If the agent is too busy to sit down with you, find a different agent
• Independent agents generally work with more companies than captive agents
• Captive agents only work for one company
• Ask for their license number and if they balk, find a new agent

Insurance Buying Tip

Consider packaging your home and auto coverage together to get a multi-policy discount. Most companies that offer insurance in Iowa give discounts when you combine your policies with the same company. Call Clem Insurance Service Inc at (515) 233-3073 or go to their location in Ames to get an insurance review.

Frequently Asked Questions

• How can I find an agent in Ames?
• Why do I need an insurance agent?
• What are minimum liability requirements in Iowa?
• What should my deductibles be?
• What is the difference between comprehensive and collision coverage?