Cecil Smith Insurance

Tips for Finding an Agent

• Ask coworkers for recommendations
• If the agent is too busy to sit down with you, find a different agent
• Independent agents generally work with more companies than captive agents
• Captive agents only work for one company
• Agents with more experience are better at spotting coverage gaps

Insurance Buying Tip

Consider packaging your home and auto coverage together to get bigger savings. Most insurance providers that offer insurance in Tennessee give a discount up to 25% when you combine your policies with the same company. Call Cecil Smith Insurance at (901) 753-4323 or go to their location in Germantown for insurance options.

Frequently Asked Questions

• How can I find an agent in Germantown?
• Does car insurance cost less if I get married?
• What are minimum liability requirements in Tennessee?
• What should my deductibles be?
• What is an SR-22 requirement?